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When to Buy Travel Protection | Savor Seattle Food Tour Discount
May 2016
 
No matter how much planning you put into your travels there are certain elements out of your control. What if your flight is delayed? What if your passport is stolen? What if you twist an ankle? Or worse? It helps to know you have a backup plan and that's why we encourage travelers to purchase a Travel Protection Plan.

Plus we've got a bonus summer treat for you from our friends at Savor Seattle!

Travel. Eat. Repeat.

When Should You Buy Travel Protection?
As a general rule I forego the optional protection & insurance that comes with electronics, car rentals, etc. However, while traveling abroad I don't skimp on my travel protection. And there's good reason.

Check out this Huffington Post article about what you should know about travel protection. Note there are different premiums and benefits for the following coverage:
  • Emergency Medical Assistance
  • Trip Cancellation & Interruption
  • Baggage Delay/Loss
Many travel protection packages are comprehensive and include coverage for each of the three above categories which can make a big difference in your premium. For example, notice that on our optional group protection plans a full coverage plan for a $5,000 trip has a $319 premium, in contrast to a plan without Trip Cancellation & Interruption (using a $0 trip cost) which has a $21 premium.

When evaluating travel protection you should take the following steps:
  1. Identify your costs - Including the non-refundable trip costs as well as the value of items you are packing (like electronics, etc.). 
  2. Determine what coverage you already have - Contact your existing health insurance provider, credit card company, and homeowners/rental insurance provider to find out what is currently covered while you're traveling overseas (including pre-existing medical conditions and medical evacuation).
  3. Compare plans & read the fine print!!! - The coverage you need varies from your neighbor. For example, your neighbor might be sky-diving and need coverage for extreme sports while you may have concerns about work or family life that could necessitate cancelling your trip last minute. Not all plans cover both and it's critical to know what yours does - including definitions of "reasons for cancellation", "travel partners", and activities where medical is covered in the event of an accident.
We prefer working with Travel Insured which has over 25 years in the travel protection industry. We offer optional group plans on our small group tours and individual coverage when journeying on custom itineraries. It's easy to get a quote online in minutes or call us for a custom quote at 425.894.8976. 
Get a Quote
For custom travel insurance quotes:
info@thetablelesstraveled.com
425.894.8976.

Savor Summer in Seattle
After partnering with Savor Seattle Food Tours on our delicious Heart of Italy Food Tour I spent a few days relishing in their Seattle tasting tours. Every tour was filled with laughter, new friends, interesting historical facts, and scrumptious food (and booze!). 

Whether you're a Seattle native or a visitor, we invite you to spend 2-3 hours sampling the best our city has to offer. As a friend of The Table Less Traveled, use booking code TABLELESSTRAVELED2016 for a 10% discount on any tour operated through June 30, 2016.
 
"Top 10 tours in America" - TripAdvisor
 
Book a Tour
For questions about Heart of Italy with Savor Seattle:
info@thetablelesstraveled.com
425.894.8976.
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